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Frequently Asked

Welcome to our FAQ section, designed to provide answers to common questions about real estate investments. We understand that investing in real estate can be a complex process, and we're here to help guide you through it. Our team of experts has put together a list of frequently asked questions to help you make informed decisions about your investments. Whether you're new to real estate investing or a seasoned pro, you'll find valuable information here. From financing and property management to market trends and legal considerations, we cover it all. If you don't find the answers you're looking for, don't hesitate to contact us for further assistance.

An experienced property manager or real estate development firm serves as the Designated Partner. Outside investors are then sought to provide financing for the real estate project, in exchange for a share of ownership as a Partner. The partners may receive periodic distributions from income generated by the project in addition to a lump-sum payoff upon disposition of the asset.

Ashton Gray Development, USA is a vertically integrated real estate development & investments firm headquartered in Houston, TX. Ashton Gray has built an infallible reputation for integrity & high quality of construction across a diverse class of real estate projects that include luxury spec homes, subdivisions, multi-family, retail centres & senior living

We have a 100% track record with investor capital for over a decade and have generated returns from 15% to 30% annually depending on the investment structure and project timeframe.

Every Investment LLP/Ltd company is registered with ROC. Investments are made to U.S LLP/LP/LLC through RBI -ODI (Overseas Direct Investment) Process. AIF Investments are registered Under SEBI (Security Exchange Board of India).

Yes. NRIs can invest from their bank account (NRO Account) in India

 It is extremely unlikely and in the event the project does not kick-off for 6 months from the date of investment , investor capital will get returned prior to funding the project with fixed monthly payouts.

It’s really simple, you can just click here to sign-up or sign-in and complete our simple KYC process. Then invest in any available opportunity listed on the Assets page after reviewing the details about the same. The Investment amount is to be paid via cheque or RTGS upon execution of all agreements

To provide you with maximum flexibility in choosing an investment amount, we aim to keep the minimum investment amount as low as possible.However, the minimum amount for any investment opportunity is never lower than INR 10,00,000. This amount varies from asset to asset; you can check the asset’s page for more details.

We have best in-class security and privacy features in our platform. We will never share your data with any third party. Your information will be 100% safe and secure with us.

Fixed monthly payouts form start of project to completion and balance at the end of project along with principal payments. The percentage of fixed payouts and balance payments are varies from project to project, you can check the asset’s page for more details.

For each investment t, a Specific Purpose Vehicle (SPV) in the form of a Limited Liability Partnership is created in which investors contribute their funds in India.

As an investor, you will become a Partner to this LLP and represent your investment. Your partnership stake in the LLP will represent the amount of investment.

Investment is taken to the U.S. as Mezzanine debt as ODI, through RBI.

Interest on Capital will be distributed monthly / quarterly to the investors



A dedicated Relations Manager will be assigned to you. Also, our Directors will be available at the office. Apart from the foreign directors, Resident Indian Director is also on the Board of Directors. Director’s contact info will be provided to you once you become an investor

Yes, As per LLP structure, the legal representative can claim the investment and returns there on after death of a partner.

. LLP – Capital – MCA (Ministry of Corporate Affairs) :

Money collected will be deposited as Capital in the LLP and Investor become the partner of the LLP. Once the Investor agreement is signed and the LLP agreement is signed by the Investor, we will file and upload the partner’s (Investor) details with the amount of capital amount (Investment amount) in MCA portal. Investors can download the theses documents through MCA (Ministry of Corporate Affairs- Government of India) website. This is more secure since your money will be deposited in your name as partner’s capital. Please find below the screenshot for your reference from MCA portal & link.

.Further our investment is backed by the agreements ( Investor Agreement & LLP agreements).

As per the Investor agreement, the clause.

A.    The LLP has invited the Investor as a Partner, for the purpose of development of 230 residential lots being constructed on a 50 acres land at New Caney, Houston, Texas. The Investor has agreed to become a Partner and invest a sum of INR 10,00,000 (Ten Lakh Rupees Only).

1.     Exit Price

1.1.   The Investor shall receive the Exit Price, payable by the LLP within a period of 1 (one) month of date of expiry of the Term, in lieu of receiving his / her share of profit from the LLP as a Partner and interest on the Capital Contribution, and any other payments from the LLP. The mechanism for payment of Exit Price shall be as detailed in Schedule II.

 ODI (Overseas Direct Investment) Process through RBI(Reserve Bank Of  India):

Once the LLP is formed and the accumulated investment money will be sent to U.S. through ODI process through RBI.

As per FEMA Rules, An Indian company can give loans (Mezzanine Loans) to overseas companies through the ODI process through RBI.

All our investments are through the ODI process through RBI.

 Mezzanine Loan from Indian LLP to US LLP.

Indian LLP (Investor company) is giving Mezzanine Loans through the ODI process through RBI. As per the Mezzanine loan and our loan agreement clause 9.2.3., the lending company (Indian LLP- Investor Company) can get the settlement before the equity holder settlement. Payments are made through priority distributions before any distributions to holders of common equity.

Please find attached the Mezzanine Agreement draft for your verification.

Considering the above points and our investment (Principal amount)  is secured by LLP formation with the Investors as Partners of the LLP with the Ministry of Corporate Affairs(MCA), all our investments are backed by the Agreements (Investor agreement & LLP agreements), all our investment with U.S Real Estate with ODI process through RBI and Mezzanine loan process through RBI ODI process.



Ashton Gray Development has a strong track record with over 420 current investors & around $390 Million in our real estate development portfolio

Since we are raising only 5-10% of the total project value in the U.S., any future unexpected risk can be easily managed by Ashton Gray.

Ashton Gray is well established in the U.S. for the past 12 years. To start our presence in the Indian real estate market, currently we are focusing on a small percentage on the U.S. Project

We are only raising 5-10% of total capital for a particular project from Indian investors. Majority of our capital is raised at a cost of 5-6%. Our blended leverage cost is around 7-8%. So it’s just the margin money that we are raising through private equity investments.

Yes, we have a separate structure in which the payouts are not credited as interest income but as salary paid to the partner. For more details, reach out to our investment manager.

For the current opportunity, 10% pa as fixed monthly payouts and remaining 8% pa at the time of exit. We don’t deduct any TDS on monthly payouts. You receive 10% net. 30% tax is deducted at the time of exit from the profit sharing percentage.

Share of profits is taxed at 30% at the LLP level for which you will get a TDS certificate.

Indian investors invests in Indian LLP. Indian LLP after collecting entire funds invests in US SPV (Project Specific). Indian LLP becomes an individual investor in a US SPV of that particular project. In all our US SPVs, our promoters have a controlling stake.

We have factored in the delta for the currency fluctuations and market situations and hence came up with the current payout structuring. Since it is a pre-sold project, it just minimises such risks completely.

Interest on Capital- No TDS Deduction, Taxable according to Investor slab. Profit Sharing taxed at 30% at LLP level for which you Investor is not required to pay tax (share of profit is exempted from Income Tax)

Yes, eligible. KYC details- Incorporation Certificate, PAN Card, Bank Account Details, Address Proof along with Board Resolution copy

It works like any other fractional real estate investment but we would call it private equity investments through a SPV structuring.

An online login account will be created for the investor. The whole process is kept transparent as the investor is given unique login credentials which they can access 24/7 and be informed on the investment progress. Also, periodical updates will be shared through e-mail/whatsup.

Yes. If you have an investment horizon of less than 3-5 years, it is suitable to invest with Ashton Gray. Our Real Estate investment is ideal for short term investors.

There are NO asset management fees charged to the investors.

Yes, it is available. But regular document signing procedure is preferred.

Investors’ transactions via AshtonGray become partners in a Limited Liability Partnership (LLP). Any person that earns income/profit by being a partner in an LLP is required to file ITR-3.

Investor needs to declare the investment made in Indian LLP

Monthly payout – (10-12%)

Taxable at the point of Investor based on their slab rate

Share of Profit – Taxed at LLP level (30%);

at the Investor level it is exempted

Details to share in the return of income :

Name of the partnership firm with PAN no.

Capital amount; share of profit % ; Interest on capital

Ashton Gray Team will share the information through email/portal/whats up on appropriate time




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